Due to the higher costs of Long-Term Care insurance, Owens Insurance Marketing offers you a great alternative.  Short-Term Care policies have been developed to help protect against the financial risk of nursing home stays.

With a Short Term Care policy, you can help protect you and your family from the financial risk of a nursing home stay of less than one year.  Here are just a few reasons why you might consider this type of policy:


  • Provides you with up to 350 days of protection (in addition to what Medicare or other coverage provides). That's up to $105,000 of benefits (at $300/day)!
  • Provides reasonably priced protection.
  • Provides "Peace of Mind" knowing you and your family are protected for up to 350 days.
  • Provides extra benefits for coverage you may have that has not kept up with local care costs.
Sources:(1)http://www.longtermcare.gov/ltc/mainsite/index/aspx 

Not all Short Term Care policies are identical.  Every carrier may have a different scale of benefits.  For exact benefits and limitations to these policies please contact us for more information.