Owens Insurance Marketing, Inc.
Insurance Is a Matter of Trust
Life is filled with unforeseeable events. When you have worked your entire life to enjoy what you have today, it is important to make sure you have the protection you both need and deserve.
As an independent insurance agency, Owens Insurance Marketing, Inc. helps you find insurance solutions tailored to your individual needs. We are affiliated with many carriers offering quality health and life insurance products designed for "Helping Americans With Medicare."
Featured insurance policies
Medicare Programs
Medicare Supplements (Medigap Policies) are designed to fill in the gaps with Original Medicare. Knowing what those gaps are will help you be able to choose which Medicare Supplement plan is best for you. Many of our clients enjoy knowing that they will not have any out-of-pocket costs for medicare approved services.
Medicare Advantage Plans are health plan options that are approved by Medicare and run by private insurance companies. They are part of the Medicare Program and sometimes called "Part C." These plans often have networks, which means you may have to see doctors who belong to the plan or go to certain hospitals to get covered services.
Prescription Drug Plans are available to everyone with Medicare. This is called "Part D." This coverage may help lower prescription drug costs and help protect against higher costs in the future. If you join a Medicare drug plan, you usually pay a monthly premium. These plans are run by insurance companies and other private companies approved by Medicare.
Dental/Vision/Hearing
We realize that dental, vision, and hearing have an enormous impact on your quality of life. For these medical needs that are not generally covered by Medicare, there are individual plans to help in these areas.
Hospital Indemnity Plans
While many people enjoy the low monthly premiums on Medicare Advantage plans, we hear concerns from many people about the co-pays for hospitalization. Hospital Indemnity Plans are plans designed to reimburse you for each day you are admitted to a hospital.
Short Term Care
Because Medicare does not cover the costs associated with custodial care, it is important to make sure your assets are not threatened by the cost of nursing homes and assisted living facilities. Short Term Care plans are designed to help cover some of these expenses for a pre-determined length of time. While Long Term Care plans may not be in your budget, you may be able to qualify for a Short Term Care plan for a fraction of the cost of Long Term Care.
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